Terms of Use

1. Our Services

The Services are provided for lawful use only.

Information available through the Services is not intended for distribution or use in any jurisdiction where such distribution or use would violate applicable law or require us to become subject to registration or other requirements that would not otherwise apply.

If you access the Services from outside the United States, you do so on your own initiative and are responsible for complying with laws that apply to you.

Nothing contained on the Website constitutes legal, financial, medical, accounting, or other regulated professional advice unless expressly stated otherwise.

2. Intellectual Property Rights

Our Intellectual Property

Unless otherwise stated, we own or license the intellectual property rights associated with the Services, including:

• Website design and layouts
• Text and website copy
• Graphics and illustrations
• Photographs and video
• Digital products and downloadable materials
• Templates
• Software and functionality
• Databases and structured content
• Brand names
• Logos
• Trademarks and service marks

These materials are collectively referred to as the “Content” and “Marks.”

The Content and Marks are protected by applicable copyright, trademark, intellectual property, and unfair competition laws.

Your Use of Our Services

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable right to access and use the Services for lawful personal or internal business purposes.

Unless a specific product license expressly allows otherwise, you may not:

• Copy or reproduce our Content for resale
• Redistribute our digital products or templates
• Share purchased files with unauthorized third parties
• Resell, sublicense, or commercially distribute our Content
• Claim our Content or designs as your own original work
• Remove copyright, trademark, or proprietary notices
• Republish substantial portions of the Website without permission

A digital product or resource may include separate license terms. If a specific product license conflicts with this general section, the product-specific license will control your permitted use of that product.

All rights not expressly granted to you are reserved by Media By Liz, LLC.

Questions regarding use of our intellectual property may be sent to support@mediabyliz.com.

3. Purchases and Digital Products

Certain Services may allow you to purchase digital products, templates, downloads, resources, or other paid offerings.

By placing an order, you agree to provide current, complete, and accurate purchase and account information.

Prices, descriptions, availability, and product features may change from time to time. We reserve the right to correct pricing or product information that contains an error.

Digital Product Ownership

Purchasing a digital product gives you a license to use the product under the applicable product terms. It does not transfer ownership of the copyright, design, template, underlying file structure, or other intellectual property.

Product Licenses

Digital products may be subject to additional license terms displayed on the product page, within the purchased materials, or at checkout.

Unless expressly authorized in a product license, redistribution, resale, sublicensing, file sharing, or making purchased materials available to third parties is prohibited.

Refunds

Refund eligibility, if any, is governed by the refund or purchase policy displayed in connection with the applicable product or Service at the time of purchase.

Nothing in these Terms limits any refund or consumer rights that cannot legally be waived under applicable law.

4. User Representations

By using the Services, you represent and warrant that:

• You have the legal capacity to agree to these Terms
• If you are using the Services on behalf of an organization, you have authority to bind that organization
• You are not prohibited from using the Services under applicable law
• Information you provide to us is truthful, accurate, current, and complete
• You will not use the Services for an illegal or unauthorized purpose
• Your use of the Services will comply with applicable laws and regulations
• You will not access restricted portions of the Services through unauthorized automated or non-human means

If information you provide is false, inaccurate, outdated, incomplete, or used in connection with fraudulent or unlawful activity, we may suspend or terminate access to applicable Services.

5. Prohibited Activities

You may use the Services only for their intended lawful purposes.

You agree not to:

• Systematically retrieve, scrape, copy, or collect Content to create a database, directory, dataset, or competing resource without written permission
• Attempt to obtain passwords, authentication credentials, payment information, or other confidential information through deception or unauthorized means
• Circumvent, disable, or interfere with security features or usage restrictions
• Use information obtained through the Services to harass, abuse, threaten, defraud, or harm another person
• Submit false reports of abuse, fraud, infringement, or misconduct
• Use the Services in violation of applicable laws or regulations
• Frame, mirror, or reproduce substantial portions of the Services without authorization
• Upload or transmit viruses, malicious software, Trojan horses, harmful code, or other technology designed to damage or disrupt systems
• Interfere with, disrupt, overload, or impair the Services or connected systems
• Use unauthorized bots, scrapers, spiders, automated scripts, or data extraction tools
• Remove copyright, trademark, or other proprietary notices
• Impersonate another person or misrepresent your identity or affiliation
• Attempt to bypass access restrictions or technological safeguards
• Reverse engineer, decompile, disassemble, or attempt to derive protected source code except where such restriction is prohibited by applicable law
• Collect email addresses or other information from users for unsolicited marketing or spam
• Create accounts or submit information using false identities or automated systems
• Use our Services, Content, templates, resources, or intellectual property to create an unauthorized competing product or resale offering

6. Submissions and Feedback

You may choose to send us questions, ideas, suggestions, comments, testimonials, feedback, or other communications relating to our Services (“Submissions”).

You represent that you have the right to provide any Submission you send to us and that doing so does not violate another person's rights or applicable law.

Unless we have separately agreed in writing to confidentiality, general ideas, recommendations, suggestions, or feedback relating to our Services are not considered confidential.

You grant us the right to use feedback and suggestions about our Services for lawful business purposes, including improving or developing our Services, without an obligation to compensate you.

This provision does not transfer ownership of materials that belong to you and are provided to us solely so that we can perform contracted services for you.

7. Services Management

We reserve the right, but are not obligated, to:

• Monitor the Services for violations of these Terms
• Restrict or deny access to users who violate these Terms or applicable law
• Investigate suspected fraud, abuse, infringement, or security incidents
• Report unlawful activity to appropriate authorities where permitted or required
• Remove, restrict, or disable content that violates these Terms or creates security, performance, legal, or operational risks
• Manage the Services in ways reasonably intended to protect our systems, property, users, and business

8. Term and Termination

These Terms remain in effect while you access or use the Services.

To the fullest extent permitted by law, we may suspend, restrict, or terminate access to the Services when we reasonably believe that:

• You violated these Terms
• You violated applicable law
• Your activity creates security or fraud risks
• Your use interferes with the operation of the Services
• Termination is otherwise reasonably necessary to protect our rights

We may also discontinue Services or accounts that are no longer offered or supported.

Termination does not affect rights or obligations that by their nature should survive termination, including intellectual property protections, payment obligations, disclaimers, limitations of liability, indemnification, and dispute-resolution provisions.

9. Modifications and Interruptions

We may change, update, modify, suspend, replace, or discontinue any part of the Services from time to time.

We may also change pricing, features, product availability, functionality, or Website content where permitted by law.

We cannot guarantee that the Services will always be available, uninterrupted, secure, or error-free.

Downtime may occur because of:

• Website maintenance
• Hosting issues
• Software updates
• Third-party outages
• Security incidents
• Technical errors
• Events outside our reasonable control

To the fullest extent permitted by law, we are not responsible for losses caused solely by temporary inability to access the Services.

10. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Subject to the dispute-resolution provisions below, the Parties consent to jurisdiction in the state and federal courts located in Cook County, Illinois.

11. Dispute Resolution

Informal Resolution

Before initiating formal arbitration, the Parties agree to make a good-faith effort to resolve disputes relating to these Terms or the Services through informal discussions.

Informal dispute resolution begins when one Party provides written notice describing the dispute to the other Party.

Notices to MBL Marketing may be sent to support@mediabyliz.com.

Binding Arbitration

If a dispute cannot be resolved informally, it shall be finally resolved through binding arbitration in accordance with the United Nations Commission on International Trade Law (UNCITRAL) Arbitration Rules in effect when the arbitration begins, except where applicable law provides otherwise.

• Number of arbitrators: One (1)
• Seat or legal place of arbitration: Chicago, Illinois, United States
• Language: English
• Governing substantive law: State of Illinois

Individual Proceedings

To the fullest extent permitted by applicable law, arbitration shall be conducted only between the individual Parties involved in the dispute.

To the fullest extent permitted by law:

• Disputes may not be consolidated with unrelated proceedings
• Disputes may not be arbitrated on a class-action basis
• A Party may not bring a dispute in a representative capacity on behalf of the general public or unrelated third parties

Exceptions

The following disputes are not required to proceed through arbitration:

• Claims seeking to protect or enforce intellectual property rights
• Claims involving alleged theft, piracy, unauthorized access, or unauthorized use
• Claims involving invasion of privacy
• Claims seeking temporary or permanent injunctive relief

If a portion of this dispute-resolution provision is found unlawful or unenforceable, the unenforceable portion shall be severed to the extent permitted by law, and the remaining provisions shall continue to apply.

12. Corrections

Information available through the Services may occasionally contain typographical errors, inaccuracies, omissions, outdated information, or incorrect descriptions relating to:

• Products
• Services
• Pricing
• Availability
• Features
• Website content

We reserve the right to correct errors, inaccuracies, or omissions and to update information when appropriate without prior notice, subject to applicable law.

13. Disclaimer

To the fullest extent permitted by law, we are not responsible for:

• Errors or inaccuracies in Website content
• Losses resulting from unauthorized access caused by circumstances beyond our reasonable control
• Website interruptions or transmission failures
• Viruses, malicious code, or harmful technology introduced by third parties
• Losses resulting from reliance on third-party websites or content
• Products or services independently offered by third parties through external websites

Links to third-party websites are provided for convenience and do not necessarily constitute endorsement.

You should use reasonable judgment when purchasing products or services from third parties.

14. Limitations of Liability

This includes, where permitted by law, losses involving:

• Lost profits
• Lost revenue
• Lost business opportunities
• Loss of goodwill
• Loss or corruption of data
• Business interruption

These limitations apply even if we have been advised that such damages may be possible.

Some jurisdictions do not permit certain warranty disclaimers or limitations of liability. If those laws apply to you, portions of this section may not apply, and you may have additional legal rights.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

15. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Media By Liz, LLC and its affiliates, owners, officers, employees, contractors, representatives, and agents from third-party claims, liabilities, losses, damages, and reasonable legal expenses arising from:

• Your unlawful use of the Services
• Your material breach of these Terms
• Your violation of another person's rights
• Your infringement of intellectual property rights
• Your fraudulent, abusive, or intentionally harmful conduct

We reserve the right to assume control of the defense of a claim subject to indemnification, and you agree to provide reasonable cooperation.

We will use reasonable efforts to notify you of claims subject to this provision after becoming aware of them.

16. User Data

We may maintain information you provide to the Services and information relating to your use of the Services as reasonably necessary to operate our Website and business.

Our collection and use of personal information is also governed by our Privacy Policy.

Although we may use backup systems or service providers designed to support data availability, no storage system can guarantee against all loss, corruption, or deletion.

You are responsible for maintaining copies of files or information that you independently need to retain.

17. Electronic Communications, Transactions, and Signatures

Visiting the Services, submitting online forms, placing orders, and sending us electronic communications constitute electronic interactions.

You consent to receive communications electronically where permitted by law.

You agree that agreements, notices, disclosures, policies, confirmations, and other communications delivered electronically may satisfy applicable legal requirements that such communications be provided in writing.

Where permitted by law, electronic signatures, electronic agreements, electronic orders, and electronic records may have the same legal effect as paper documents and handwritten signatures.

Nothing in this section limits rights that cannot legally be waived.

18. Miscellaneous

Entire Agreement

These Terms, together with policies and additional terms incorporated by reference, constitute the agreement between you and us concerning your use of the Services.

No Waiver

Our failure to enforce a provision of these Terms does not waive our right to enforce that provision later.

Assignment

We may assign or transfer our rights and obligations under these Terms in connection with a merger, acquisition, restructuring, sale of assets, or other lawful business transaction.

Force Majeure

We are not responsible for delays or failures caused by events outside our reasonable control, including natural disasters, internet or utility failures, hosting outages, governmental actions, labor disruptions, cyberattacks, or other extraordinary events.

Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be severed or limited to the minimum extent necessary, and the remaining provisions will remain in effect.

No Partnership or Agency

These Terms do not create a partnership, joint venture, employment, franchise, fiduciary, or agency relationship between you and Media By Liz, LLC.

Electronic Form

The electronic form of these Terms does not affect their enforceability.

19. Contact Us

If you have questions, complaints, or requests relating to these Terms or the Services, please contact us: